Service
Cash Flow Management Services in Glasgow
Fixed-fee cash flow management with a clear scope, practical guidance and ACCA-regulated support.
Cash flow management is the ongoing process of tracking cash in and out of your business, timing payments and collections, and maintaining enough working capital to trade safely. It differs from a cash flow forecast, which is usually a one-off or periodic projection built for a specific decision, loan application or funding round. Countify offers both — a forecast to plan ahead, and ongoing cash flow management to act on the real position week to week.
Overview
Ongoing Cash Flow Support, Not Just a One-Off Forecast
Cash flow management is the ongoing discipline of tracking money in and out of your business, timing payments and collections, and keeping enough working capital to trade safely — different from a one-off cash flow forecast, which is a projection built for a single decision or point in time. Countify reviews your cash position regularly, chases what's owed, plans payment timing around VAT, PAYE and Corporation Tax deadlines, and flags shortfalls before they become a problem.
What you get
What our cash flow management service includes
We work from your live bank feed in Xero, QuickBooks Online or FreeAgent to track the real cash position, not a static spreadsheet. That means chasing overdue invoices, planning payment runs around tax deadlines, and flagging a developing shortfall early enough to do something about it — through invoice finance, an overdraft facility, or simply better payment timing.
Key benefits
Rolling cash position tracking against your live bank feed
Payment runs planned around VAT, PAYE and Corporation Tax deadlines
Debtor chasing and credit control support
Early warning on cash gaps before they bite
Working capital and short-term funding options reviewed with you
Built in Xero, QuickBooks Online or FreeAgent
Why choose Countify
Cash Flow Management, done right.
Countify treats cash flow as an ongoing job, not a one-off exercise. We combine your live bookkeeping with a practical understanding of Scottish trading patterns — seasonal dips, tax payment bunching, and slow-paying corporate clients — so cash problems are caught weeks before they become urgent.
Detail
What's included in cash flow management
This is an ongoing service, reviewed on a regular cycle:
Weekly or monthly review of your actual cash position against the bank feed.
Debtor and creditor tracking, with ageing reports flagging what's overdue.
Payment run planning that accounts for upcoming VAT, PAYE and Corporation Tax deadlines.
Credit control support — chasing invoices and agreeing payment terms.
Short-term funding options reviewed when a gap is identified: overdraft, invoice finance, or a business loan.
Early alerts when the cash position is trending towards a shortfall.
Detail
Cash flow management vs a cash flow forecast
The two are related but not the same, and we're often asked which one a business needs:
A cash flow forecast is a projection — built once, or refreshed periodically, usually to support a decision, loan or funding round.
Cash flow management is ongoing — the regular discipline of tracking the real position and acting on it.
Most growing businesses benefit from both: a forecast to plan ahead, and ongoing management to keep that plan on track.
See our dedicated financial forecasting service if you need a projection for a specific decision or application.
Detail
Common causes of cash flow problems we help with
We see the same patterns recur across Glasgow SMEs:
Slow-paying customers, particularly on longer corporate payment terms.
Seasonal trading dips that aren't planned for in advance.
VAT, PAYE and Corporation Tax payments landing in the same month.
Overtrading — growing revenue faster than working capital can support.
Cash tied up in stock or work in progress.
A single large capital purchase draining reserves.
How we work
Predictable, fixed-fee engagements.
Cash Flow Management starts with a free discovery call. From there, we agree the scope and fixed fee upfront, so there are no surprises on your invoice. Once instructed, we deal directly with the relevant records, authorities and software access needed for this service.
- Step 01
Free discovery call
A 20-minute chat to understand your cash flow management needs, deadlines, and current records.
- Step 02
Fixed-fee proposal
We confirm the cash flow management scope and price in writing through an engagement letter.
- Step 03
Onboarding & delivery
We collect the information needed for cash flow management and keep each agreed deadline visible.
For cash flow management, we support clients in Glasgow city centre, across Scotland, and throughout the UK via Xero, QuickBooks Online, FreeAgent and secure document sharing. Day-to-day contact is with your named accountant.
Related guides
Read more about
cash flow management.
Useful next steps
Related support
for this work.
Cash flow management is the ongoing process of tracking money in and out of your business, timing payments and collections, and maintaining enough working capital to trade safely.
A cash flow forecast is a projection, usually built for a specific decision or funding application. Cash flow management is the ongoing service of tracking the real cash position and acting on it week to week. We offer both, often together.
We track debtor ageing, help you agree clearer payment terms, and support credit control — chasing overdue invoices before they become a cash flow problem rather than after.
We typically review weekly or monthly, depending on how tight your cash position is and how fast your business moves. Fast-changing or growth-stage businesses usually benefit from weekly review.
We flag it early and talk through the options — accelerating collections, delaying non-essential spend, or arranging short-term funding such as an overdraft or invoice finance — while there's still time to act.
We work directly in Xero, QuickBooks Online and FreeAgent, using your live bank feed so the cash position we're tracking is always current.
Yes. We review your position, identify the fastest levers — collections, payment timing, short-term funding — and put a recovery plan in place, not just a report on how you got there.
Yes. We're based in Glasgow city centre and support businesses across Glasgow, Scotland and the wider UK, with a named accountant as your day-to-day contact.
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